Rate Drop!!! (Interest Rate)

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Author

Cale Botha
January 29, 2025

Hi ,

The Policy Rate Has Dropped to 3%

The Bank of Canada’s 4th consecutive policy rate drop is now creating unexpected opportunities for buyers and sellers in Ottawa.

For Sellers:

  • With Ottawa’s supply and demand, the market says, “Get ahead of the competition!”

  • Prepare by bringing in a stager and tackling essential renovations to stand out from your neighbours on picture day.

  • More listings are coming—avoid overpricing.

I can help your home stand out and sell for the best price or more in a crowded market, so you don’t leave thousands of dollars on the table or risk not selling at all.

For Buyers:

  • Lower rates make owning a home more affordable.

  • Now is the perfect time for first-time buyers to stop renting and start building equity.

  • With Ottawa’s short supply and growing demand, multiple offers are likely.

I can help you stay competitive, avoid overpaying, and secure your dream home—even in multiple-offer situations—so you don’t end up with buyer’s regret.

Dive Deeper

Thinking of Selling or Buying?

Respond to this email to schedule a no pressure, zero hassle home sale consultation.

Thank you!

Thank you for reading this week’s edition of my newsletter. I look forward to consistently bringing you helpful knowledge and being your one-stop shop for anything real estate.

Best regards,

Cale

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